From hurricanes and floods to wildfires and tornadoes, learn what you need to do to protect yourself and your family from harm In 1992, as Hurricane Andrew barreled toward Florida, Robert Baltodano was the only member in his household awake when a television meteorologist—clearly shaken—urged people to take refuge. Robert took the warning seriously, rousing his family and herding them into a closet, as advised. The Nicaraguan family had been in the U.S. for 12 years, but had no idea how to prepare for the powerful storm—and their neighbors did not seem particularly concerned. “When the hurricane came, it shaved the roof off,” …